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Blogs and Insights
Blog – The role of AI in financial services
Blog - The role of AI in financial services: useful, responsible, and focused on outcomes Artificial Intelligence is no longer just a future possibility for financial services; it is already part of...
Blog – FCA Enforcement – Lessons from Historic Cases
FCA enforcement: lessons from historic casesOver the last 18 months the FCA has concluded a series of enforcement actions relating to how customers in financial difficulty were treated in the past....
Blog – Affordability using AI
Why Inicio?We are focused entirely on affordability and specifically the completion of Income and Expenditure (I&E) forms. We obsess over consumer engagement and experience to ensure you get the...
Blog – Just Blue Monday?
Sorry for such a bleak opening line, but...The challenges businesses in the debt industry faced in 2024 are not going to get any easier in 2025:And commission rates and commercial models will...
Blog – Budgets, Rule Books & Balance Sheets
Consumers deserve better.Earlier last week the FCA’s revised policy on how we strengthen the protections for borrowers in financial difficulty came into force. Everything in the revised guidance...





